KinnWealth holds the whole of it — what you own, what you owe, and what it becomes over thirty years — with the authority and the effective date behind every statutory figure.
Where no authority has published a figure, it says so by name instead of estimating. Your records are encrypted on your own device before they reach us.
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Three advisers, three formats, three sets of assumptions. When the figures disagree there is no way to find out which one is wrong.
Each authority publishes its own figures, on its own schedule, and none of them reconciles the others.
The position lives in your head and in files nobody else can open. That is fine until the day it isn't.
Contribution rates, thresholds, bands and tables arrive with the authority that published them and the date they took effect. Nothing is rounded into place.
Figures come from what you enter or import — never from data brokers.
Where an authority has published nothing, the product says which figure is missing and stops. A stated gap is worth more than a plausible number.
Estimates, not promises. Before personal reliefs; illustrative estimate.
Encrypted on your device before it reaches us. That is architecture, not policy — it does not depend on us keeping a promise.
THIS IS NOT A LEGAL WILL OR LASTING POWER OF ATTORNEY. This document is a structured summary of financial assets and intentions prepared for review by a qualified legal professional.
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Type it in, use the Excel template, or feed it a statement. Your device reads the document — it is never uploaded.
You review everything it found, line by line. Nothing is saved until you say so.
Your net worth and what it supports appear year by year, alongside who receives what. Update a figure any time — both follow.
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Most planning tools are built around one country's rulebook, so the moment your life crosses a border they quietly stop working. KinnWealth is built the other way round.
Your plan runs on one set of world assumptions that hold regardless of where you live — long-run growth, inflation, longevity, and the luck of which years turn out to be the bad ones. The same engine for a household in Lisbon as for one in Auckland, and honest about being a model rather than a forecast.
Nothing is withheld because your country is small, or new, or complicated.
In some places we have gone further and encoded the statutory rules themselves, read from the authority that publishes them and carrying the date we read it. Singapore's retirement scheme is the first of these; more follow as each one is checked properly.
Where that depth exists, your plan uses it. Where it does not, it says so on the figure rather than pretending — because a number you would have acted on is worse than a gap you can see.
Everyone gets a plan. Nobody gets a made-up number. See exactly what is modelled where
Your numbers are locked on your device before they ever reach us. We store only locked data — the key is made on your device and never reaches us, so we cannot read your balances.
We never hold your money, never offer investment products, and nothing here is financial advice.
We are not licensed to give financial advice and we do not. We hold no money, distribute no products, and take no commission from anyone whose product appears in your records.
Give a client a document where every figure names its authority and its date.
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Enter what you own and owe. The product will tell you which figures it can source, which it cannot, and what the position looks like once that is settled.
KinnWealth is in private preview. Sign-up is not open yet.